Homework: Analyze Your Credit Report

• Task: Obtain a free credit report (e.g., from annualcreditreport.com) and review it. Identify any errors or discrepancies, assess your credit score, and determine what factors are impacting your score. Write a summary of your findings and suggest steps to improve or maintain a good credit score.

Real-Life Application: Understanding how credit scores work, identifying errors, and knowing how to correct them can directly impact loan eligibility and interest rates.